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First, there are a few banks which DO NOT WORK WELL WITH OTHERS.  They have been in the news, so this is nothing new.  But take the warnings, or you may be next.  I did not listen.  There are banks, like Bank Of America, which use unfair credit practices.

Particularly, if you find yourself in a situation where they ever say “Oh I will take care of that.” Do not believe them.  Stay online with them until the job is done.  And, even if you PAY OFF AN ENTIRE CARD, expect a bill from them afterwards, even if you no longer have access to the account.  They will not pay from one account to another.  They will destroy your credit before they tell you there is a problem…even if you have other credit with them that they owe YOU money on.  The list goes on and on.

But I am here to tell you that there are HUNDREDS of banks that

1) do not have unfair credit practices,

2) will call you or email you before a 30-days late occurs,

3) will allow you to transfer money from other accounts,

4) will not lose track of your payment, or otherwise mismanage your conversation,

5) will allow you to search for a payment using filters, not just view PDF statements.

Ebills … that is another thing we have to warn you about.   Try searching through paper bills for a particular payment, or payment amount.  Nowadays, these electronic payments should be completely searchable by payment amount, payment reciever, and account number paid.  There is SO much information available in these electronic transactions, and you are paying them to keep good accounting records.  This is why people keep their money under a mattress.  Do you shop for your bank? Or do you just pay for their location?  SHOP THEIR SERVICE!!  Choose the best services.

Enough said, you have been warned.  You may not have listened to YOUR parents, either.

A headstart?  basically a credit union is going to beat your local “bank” any day.

• USAA Federal Savings Bank is the best, and always have been.
• Chase Bank (JP Morgan) has wised up and changed their wicked ways…they used to be bad, as described above, but found the error in their ways, and changed recently from the Dark Side.  Chase Bank still needs to fix their business services a bit, but they are getting better.
• Wells Fargo is on the Dark Side.
• Capital One is the best credit card for staying out of debt, cause they charge you double minimum payment every month, which is a great deterrent from accumulating debt.  Then, when you run into trouble, and have to cut your payment in half, you will still be making a NORMAL minimum payment.
• Bank Of America had a recent merger and sent alot of their work overseas.  That’s when Bank Of America became “the worst of the worst”.  They began losing records on a regular basis.  Sending wire transfers without following instructions from the sender.  Mark my words, they are going to lose a class action lawsuit SOON.  Do Not Invest in anything related to Bank Of America.  They have gotten too big for their britches.  They do NOT care about their depositors.

If you are looking to sell your home or even have it appraised, you want to get the most value you can for your money.

Those of you who have taken up home improvement projects know that there is a monetary return for every improvement investment. Although the actual cost and payback for each project can vary, depending on both your home’s condition and overall real estate market values in your …..
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As seen on "The Today Show" Friday 12/14/2007. http://www.thetodayshow.com

Our first report recommends seven tactics for selling a home more quickly, at a higher price. What matters most of course is the home itself, not how it is sold. But we still believe that these tactics can yield a small but significant improvement in a home-seller’s results. We also hope that sharing with consumers, …..
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What’s the difference between free home value reports and AVM reports provided by ElectronicAppraiser.com?

Don´t be misled by companies promising automated values for free – they often come with a hidden price. Your information can be collected and given to people interested in selling you something! ElectronicAppraiser.com offers you a "hassle free" report. Your information is private and …..
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If you are looking to increase the value of your home, replacing old carpets or tile with a beautifully laid bamboo floor will certainly help. And if your home isn’t up for resell and you just want to have beautiful flooring, using bamboo is an elegant and affordable way to go.

Bamboo flooring may only be a little over ten years old, but its beauty and environmental factors have spoken for …..
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Green is the new black, so to speak. Everybody is talking about going green and even building green. So what does it really mean to build green?

Defining green has been a challenge, even for those who are as green as you can get. To sum up green, the question would be – what type of environmental impact does the materials you are using have?

Assessing impact can mean on the front end or the …..
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There are many great reasons to own a home. For one, the place is yours.

When you own your own home you have a place to raise your children and to be a part of a community. You can even pass your home down to your children and their children, creating security for generations to come.

Owning your own home can even help you reduce your taxes. You can deduct the interest on your mortgage and …..
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Are you getting ready to sell your home and want to get the most for the value? If so, there are a few simple things you can do that won’t necessarily cost you a fortune.

First of all, when potential buyers drive up to your house, the first thing they see is the front of your house. Knowing that the exterior of the house usually is a good indicator of the inside of the house, you want your home …..
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Web source – www.HelpMeSell.com

Failing to offer buyers 24 hour access to their home via Internet tour and pre-recorded talking home hotline.Not working with a local Loan Officer – real estate agents do. Failing to analyze why they are selling. offer buyers 24 hour access to their home via Internet tour and pre-recorded talking home hotline. Not preparing their home for the buyer’s eye. Pricing …..
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